FOR FREE

Compare mortgage options for your property

Find suitable mortgage offers for buying, building or refinancing a property in Germany — free and without obligation.

  • Free

  • Non-binding

  • SCHUFA-neutral

Why use our mortgage service?

A simpler way to find suitable mortgage options

Tell us about your property and financing plans. We identify suitable financing partners so you can compare the offers you receive.

Get clarity on your financing needs

Use your property details, budget and equity as a starting point.

Save time finding suitable advisors

We match your enquiry with experienced financing partners.

Compare offers with confidence

Review interest rates, monthly payments and mortgage terms.

Illustrative example
B Mortgage offer Example financing partner
Interest rate 3.58%
Monthly payment €1,690
Fixed period 15 years
A Mortgage offer Example financing partner
Example
Interest rate 3.42%
Monthly payment €1,620
Fixed period 10 years

Actual offers and terms depend on your property, financing needs and personal situation.

Our mortgage network

Access more than 1,600 financing experts

Our network includes experienced mortgage advisors and established financing partners.

Selected partners from our network. Available financing options depend on your personal details, property and financing situation.

Experiences from homebuyers

What customers value about our mortgage advice

Personal support, clear explanations and fast responses throughout the financing process.

“A really excellent service. The advisors were highly committed, flexible and available at short notice, even in the evening.”

Anna R. Detached house in Cologne · Mortgage amount: €450,000

“Very friendly and knowledgeable. We received detailed advice, answers to all our questions and a suitable mortgage offer on the same day.”

Stefan M. Detached house in Euskirchen · Mortgage amount: €281,000

“The consultation gave us a much clearer understanding of our budget. Everything was explained in a straightforward and helpful way.”

Julia K. Apartment in Hamburg · Mortgage amount: €325,000

“We quickly found an advisor who understood our plans and guided us through the different financing options.”

David S. New-build home near Munich · Mortgage amount: €520,000

How the mortgage comparison works

Find suitable mortgage options in 3 steps

1

Choose your financing type

Select whether you want to buy, build or refinance a property.

2

Enter your financing details

Add information about the property, purchase price and your equity.

3

Compare your offers

Review the financing options you receive and choose your next step.

Personal mortgage consultation for a property purchase

Homebuying advice

Personal mortgage advice for your property purchase

Speak to an advisor early to understand your budget, financing options and next steps.

Book a free consultation
Mortgage refinancing options

Mortgage refinancing

Compare refinancing options before your fixed rate ends

Review current refinancing options before the fixed-rate period of your existing mortgage expires.

Compare refinancing options

Ready to explore your mortgage options?

Get matched with suitable mortgage advisors and compare financing options for buying, building or refinancing — free and without obligation.

Compare mortgage offers

Frequently asked questions about mortgages

Are the mortgage offers and consultations free and non-binding?

Yes. Your enquiry is free and without obligation. You do not have to accept any of the financing options you receive.

Should I explore mortgage options before finding a property?

An early financing assessment can help you understand your budget and possible monthly payment before making an offer.

Why is the mortgage comparison free?

Participating mortgage advisors pay a fee for enquiries forwarded through our service. The comparison remains free and non-binding for you.

What can be included as equity for a mortgage?

Equity may include savings, building-society funds, investments, existing property assets or financial support from your family.

Why is equity important when applying for a mortgage?

Equity reduces the mortgage amount you need. Accurate information about your finances can also help advisors identify more suitable financing options.

Mortgage financing

Compare mortgage offers for your property purchase

Buying a home is one of the most important financial decisions you will make. Comparing mortgage offers can help you understand available interest rates, repayment options and borrowing costs. We connect you with suitable mortgage advisors so you can review different financing solutions and make a more informed decision.

Compare mortgage offers

Mortgage options

Common types of mortgage financing

Different mortgage structures offer different levels of security, flexibility and repayment planning.

Find suitable mortgage offers

Mortgage comparison

Why comparing mortgage offers matters

Even small differences in mortgage rates, repayment terms and special repayment options can affect your total financing costs. A structured comparison helps you evaluate different lenders and identify a mortgage that suits your budget, property and long-term plans.

Start your mortgage comparison

Choosing a mortgage

Key factors to consider when financing a property

A suitable mortgage is not determined by the interest rate alone. Your repayment structure, flexibility and additional costs can significantly affect the total cost of financing.

  • Mortgage interest rate A lower rate can reduce your monthly payment and overall borrowing costs.
  • Repayment rate The initial repayment rate influences how quickly your mortgage balance decreases.
  • Special repayments Flexible additional payments may help shorten the mortgage term.
  • Additional financing costs Consider fees, insurance and other costs alongside the advertised interest rate.
Compare financing options
Illustration showing mortgage rates and financing costs